Academy Bank has branches throughout Arizona, Colorado, Kansas, and Missouri. They are also part of the MoneyPass network, which provides customers with access to thousands of surcharge-free ATMs nationwide. They offer business savings and checking accounts, lending, merchant processing, and treasury services. They have an A+ BBB rating and a mix of positive and negative reviews online.
Academy Bank Business Checking Rates & Fees
|Monthly Fee||No monthly fee|
|Minimum Balance Requirement||No minimum balance requirement|
|Transaction Fee||100 items included per month, then $0.50 each|
|Wire Transfer Fee||Incoming: No fee|
Outgoing (domestic): $25
Outgoing (international): $50
|Cash Deposit Fee||Information not available|
|Overdraft Fee||$29 per item (maximum of $125 per business day)|
|ATM Fee||$2 per foreign ATM transaction|
Academy Bank Network
Academy Bank has branches throughout Arizona, Colorado, Kansas, and Missouri. They are also part of the MoneyPass network, which provides their customers with access to thousands of surcharge-free ATMs nationwide. You can use their branch locator to check which locations are closest to you.
Academy Bank Additional Business Banking Services
Academy Bank also offers the following business services: business savings and money market accounts, lines of credit, business term loans, commercial real estate financing, and business credit cards. They currently do not offer SBA loans and wealth management. Find out more about their small business offerings on their website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
Best Business Checking Account for Small Businesses
Want to know which bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top options.