Allegacy Federal Credit Union has 16 branches in North Carolina, and hundreds of shared branches and surcharge-free ATMs nationwide through its CO-OP network. It offers business checking and savings accounts, lending, payroll services, cash management, wellness solutions, investment, insurance and more. It has an A+ rating by the Better Business Bureau and generally positive reviews online.
You’re eligible to open an Allegacy account if you live, work, worship or attend school in their community, if you have a family member who is already an Allegacy member or if you meet these other eligibility requirements.
Allegacy Federal Credit Union Business Checking Rates & Fees
|Monthly Fee||No monthly fee|
|Minimum Balance Requirement||No minimum balance requirement|
|Transaction Fee||100 free transactions per month; 35 cents each thereafter|
|Wire Transfer Fee||Incoming: $5|
Outgoing (domestic): $20
Outgoing (international): $45
|Cash Deposit Fee||$5,000 free currency deposit each month|
|Overdraft Fee||$34 per item|
|ATM Fee||Non-Allegacy ATM transactions:|
50 cents per balance inquiry
$1 per withdrawal
Allegacy Federal Credit Union Network
Allegacy Federal Credit Union has 16 branches in North Carolina. It is also part of the CO-OP network, providing its members access to hundreds of shared branches and surcharge-free ATMs nationwide. You can use its branch locator to see which locations are closest to you.
Allegacy Federal Credit Union Additional Business Banking Services
Allegacy Federal Credit Union also offers the following business services: business savings and money market accounts, lines of credit, credit cards, business term loans, Small Business Administration funding and commercial real estate financing. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
Best Business Checking Account for Small Business
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