Bank of Utica is located in Utica, New York, with over 55,000 ATM locations through their Allpoint network. Their offerings include business checking and savings, loans, corporate banking suite, and other business services. They have an A+ BBB rating, and a perfect 5-star rating on Bankrate.
Bank of Utica Business Checking Rates & Fees
|Monthly Fee||No monthly fee|
|Minimum Balance Requirement||No minimum balance requirement|
|Transaction Fee||Free for 200 items per month, $0.25 per item thereafter|
|Wire Transfer Fee||Domestic (incoming): $12.00|
Domestic (outgoing): $22.00
International (incoming / outgoing): $42.00
|Cash Deposit Fee||N/A|
|Overdraft Fee||$25 per item|
|ATM Fee||No fee (other bank ATM charges may apply)|
Bank of Utica Network
Bank of Utica has a single location in 222 Genesee Street, Utica, New York. They have teamed up with Allpoint giving their customers access to more than 55,000 ATMs worldwide. You can use their ATM Locator to see what locations are closest to you.
Bank of Utica Additional Business Banking Services
Bank of Utica also offers the following business services: business savings and money market accounts, business line of credit, SBA, business, and commercial real estate loans. They currently do not offer business credit cards and wealth management services. Find out more about their small business offerings on their website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||x|
|Commercial Real Estate Loans||✓|
Best Small Business Business Checking Account
Want to know which bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top 6 options.