Citizens State Bank has full-service branches in Texas serving Leon, Freestone, Limestone, Madison, Robertson, Houston, Anderson, Bosque, McLennan, Ellis, Johnson, Hill, Navarro, and Falls counties. Their offerings include business checking and savings accounts, business loans, and commercial real estate financing. They are rated A+ by the Better Business Bureau and five stars on Bankrate.
Citizens State Bank Business Checking Rates & Fees
|Monthly Fee||$10 per month if balance requirement is not met|
|Minimum Balance Requirement||Average daily balance of $500|
|Transaction Fee||Unlimited check writing ability, ACH deposits, and withdrawals|
|Wire Transfer Fee||Incoming (domestic/foreign): $5.00|
Outgoing (domestic): $20.00
Outgoing (foreign): $45.00
|Cash Deposit Fee||Information not available|
|Overdraft Fee||$30 per item|
|ATM Fee||Foreign ATM transaction: $1.00 each|
Citizens State Bank Network
Citizens State Bank serves individuals and businesses in Leon, Freestone, Limestone, Madison, Robertson, Houston, Anderson, Bosque, McLennan, Ellis, Johnson, Hill, Navarro, and Falls counties. You can use their branch locator to see which locations are closest to you.
Citizens State Bank Additional Business Banking Services
Citizens State Bank also offers the following business services: business savings accounts, business loans, and credit cards, as well as commercial real estate financing. They currently do not offer business line of credit, business money market account, SBA loans, or wealth management. Find out more about their small business offerings on their website.
|Online & Mobile Banking||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
|Money Market Accounts||x|
|Business Line of Credit||x|
Best Small Business Business Checking Account
Want to know which bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top six options.