Divvy is a cloud-based expense management and accounting software that allows users to track expenses in real time, close transactions in minutes, generate expense reports, and more. Its features include virtual card support, automatic fraud detection, and a receipt upload capability. The software is completely free, and it’s best for fiscal management teams and business travelers.
Divvy Pros and Cons
Easy to use and learn
Rewards system is not that great
Ability to create virtual credit cards
QuickBooks integration needs improvement
Impressive customer support team
Who Divvy is Best For
- Businesses that need virtual cards to manage company spending: Business owners of any size, including their designated employees, will receive physical Divvy cards to generate 16-digit virtual credit cards that can be used for recurring payments and online purchases.
- Business travelers: Its travel management tool, Divvy Travel, offers an automated and streamlined solution for booking business trips and tracking travel expenses.
The Divvy pricing guide indicates that it is free. Those interested may visit its website to request a product demo. Similar accounting applications have prices that range from $7 to over $300 per month, depending on the features included.
Popular Accounting Software 2020
Businesses that want the most widely used small business accounting software that scales as they grow
Solopreneurs and freelancers who need to streamline customer invoicing and payment collection
Businesses in the nonprofit, manufacturing and distribution, professional services, contracting, and retail industries
Businesses that use other Zoho products like Zoho CRM
Divvy’s features are designed to make travel and expenses management easier for businesses. In order to get an idea of how Divvy can help with your accounting needs, check out its top features below.
These are 16-digit payment cards, which can be created in only a few seconds, that are connected directly to a Divvy account. Virtual cards allow users to securely pay for anything online and also enable administrators to manage company subscriptions and set spending limits, merchant locks, and forced expiration dates.
Real-time Expense Tracking
Users may do away with tedious expenses reporting with the help of Divvy’s real-time expense tracking feature. Instead of waiting for the end of every month to reconcile expenses, users have the luxury of tracking every employee’s spending in real time.
Every Divvy customer is entitled to rotating special offers such as gift cards, cashbacks, and statement credits. The more often users spend, the more rewards they earn.
Divvy’s integration with TripActions, a travel management platform, makes business travel a breeze. This tool gives users access to a large inventory of hotels, flights, and ground transportation—as well as everything they need to manage their bookings.
Most Helpful Divvy Reviews
Users who gave positive Divvy reviews mentioned that it is easy to use, navigate, and learn. Others like its ability to generate virtual cards, while some appreciate its prompt customer support team. Meanwhile, those who left negative reviews said that its rewards system and QuickBooks integration are not that great.
Easy to use and navigate
“Divvy does a great job of simplifying expense management. Its platform is very easy to use and navigate from an administrator perspective. All the representatives we have interacted with have been exceptional.”
—Aaron James Vernon
QuickBooks integration needs improvement
Users who left negative reviews dislike that its QuickBooks integration still needs WebConnect files instead of utilizing AWS Direct Connect. Most of them added that the statements are sometimes difficult to sort out.
Divvy Frequently Asked Questions (FAQs)
What can users do with their physical Divvy cards?
Divvy cardholders can generate virtual cards to set spending and budget restrictions and control card activities within the platform. A physical card for a designated employee will arrive in up to 14 days after having been added to the Divvy account.
Who are Divvy’s corporate partners for its reward program?
Divvy’s special offers come from its corporate partners—including Google, Amazon Web Services, MileIQ, Verizon Wireless, Carta, TSheets, TripActions, Avis Car Rental, Uber Eats, Vistaprint, Grabhub, and BambooHR.
How does Divvy protect its customers’ personal data?
Divvy uses state-of-the-art data centers, 256-bit Secure Socket Layer (SSL) encryption, and high-end multi-factor access control systems to secure its customers’ data.
Our Top Accounting Software Provider Picks
If you aren’t sure that Divvy is right for you, then this article on the 4 Best Accounting Software is a review of our top choices. In this guide, we looked at a variety of solutions and narrowed down our recommendations based on price, ability to create invoices and track payments, and more.