FAIRWINDS Credit Union has 36 branch locations serving the Central Florida area. Its small business offerings include savings and business checking accounts, lending, payroll and merchant services, business insurance and wealth management. It has an A+ rating from the Better Business Bureau and generally positive reviews online.
Any person currently living, working in or operating a business in Orange, Seminole, Volusia, Osceola, Polk, Brevard or Lake counties of Florida can become a FAIRWINDS member. University of Central Florida students, faculty, staff and alumni are also eligible to hold membership as well as members’ families living outside of the seven eligible counties.
FAIRWINDS Credit Union Business Checking Rates & Fees
|Monthly Fee||No monthly fee|
|Minimum Balance Requirement||No minimum balance requirement|
|Transaction Fee||First 25 combined items are free; 50 cents per item thereafter|
|Wire Transfer Fee||Incoming (domestic): $15|
Incoming (international): $20
Outgoing (domestic): $25
Outgoing (international): $45
|Cash Deposit Fee||Information not available|
|Overdraft Fee||Free for first $5,000 cash deposit per month; 10 cents per $100 deposited thereafter|
|ATM Fee||$2.50 per foreign ATM transaction|
FAIRWINDS Credit Union Network
FAIRWINDS Credit Union has 36 branch locations serving the Central Florida area. You can use its branch locator to see which locations are closest to you.
FAIRWINDS Credit Union Additional Business Banking Services
FAIRWINDS Credit Union also offers the following business services: business savings and money market accounts, business credit cards, business lines of credit, wealth management as well as Small Business Administration, business and commercial real estate loans. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
Best Business Checking Account for Small Businesses
Want to know what bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top 10 options.