First Capital Federal Credit Union has three branches and seven ATM locations in York, Pennsylvania. Its small business offerings include business savings and checking accounts, lending, credit cards, and merchant services. It has an A+ rating by the Better Business Bureau and generally positive reviews online.
To qualify for membership at First Capital Federal Credit Union, you must be either an employee or retiree of a Select Employee Group (SEG) affiliated with the union, an employee’s immediate family member, or any of these.
First Capital Federal Credit Union Business Checking Rates & Fees
|Monthly Fee||$10 per month if the balance requirement is not met|
|Minimum Balance Requirement||$500 average combined balance|
|Transaction Fee||No per-check or deposit item charges|
|Wire Transfer Fee||Incoming: $10|
Outgoing (domestic): $20
Outgoing (international): $35
|Cash Deposit Fee||Information not available|
|Overdraft Fee||$30 per item|
|ATM Fee||Information not available|
First Capital Federal Credit Union Network
First Capital Federal Credit Union has three branches and seven ATM locations in York, Pennsylvania. You can use its branch locator to check which locations are closest to you.
First Capital Federal Credit Union Additional Business Banking Services
First Capital Federal Credit Union also offers the following business services: business savings and money market accounts, lines of credit, business loans, commercial real estate financing, and business credit cards. Currently, it does not offer Small Business Administration loans or wealth management. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
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