First Florida Bank has seven branches in Florida and hundreds of ATMs nationwide through its MoneyPass network. Its small business offerings include business savings and checking accounts, lending, cash management, merchant services and wealth management. It’s rated A+ by the Better Business Bureau and five stars on Yelp and Bankrate.
First Florida Bank Business Checking Rates & Fees
|Monthly Fee||$8 per month|
|Minimum Balance Requirement||No minimum balance requirement|
|Transaction Fee||25 free checks paid; 25 cents per item over|
|Wire Transfer Fee||Outgoing (domestic): $25 each|
Outgoing (international): $50 each
|Cash Deposit Fee||Information not available|
|Overdraft Fee||$28 per item|
|ATM Fee||Information not available|
First Florida Bank Network
First Florida Bank has seven branches in Florida: Destin, Miramar Beach, Niceville, Mary Esther, Panama City, Freeport and Panama City Beach. It also offers its customers hundreds of surcharge-free ATMs through its MoneyPass network. You can use its branch locator to see which locations are closest to you.
First Florida Bank Additional Business Banking Services
First Florida Bank also offers the following business services: business savings and money market accounts, credit cards, business loans and lines of credit and wealth management. Currently, it doesn’t offer Small Business Administration and commercial real estate loans. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||x|
Best Business Checking Account for Small Businesses
Want to know what bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top 10 options.