First International Bank & Trust has 22 locations in North Dakota, Minnesota, and Arizona. They also have 70,000+ surcharge-free ATMs nationwide through their Cirrus and Plus networks. They offer business savings and checking accounts, lending, cash management, merchant services, notary, and wealth management. They are rated A+ by the Better Business Bureau.
First International Bank & Trust Business Checking Rates & Fees
|Monthly Fee||No monthly fee (with eStatements)|
$14 per month (with paper statements and if balance requirement is not met)
|Minimum Balance Requirement||No minimum balance requirement (with eStatements)|
$500 minimum balance (with paper statements)
|Transaction Fee||150 free debit transactions per month, $0.25 each thereafter|
|Wire Transfer Fee||Domestic (incoming): $15|
Domestic (outgoing): $15 - $30
International: $60 + costs
|Cash Deposit Fee||Information not available|
|Overdraft Fee||$30 each item|
$30 Continuous Overdraft Balance Fee (every 7th calendar day)
|ATM Fee||No ATM fee when you use network ATMs|
First International Bank & Trust Network
First International Bank & Trust has 22 locations in North Dakota, Minnesota, and Arizona. They also offer over 70,000 surcharge-free ATMs nationwide through their Cirrus and Plus networks. You can use their branch locator to see which locations are closest to you.
First International Bank & Trust Additional Business Banking Services
First International Bank & Trust also offers the following business services: business savings and money market accounts, lines of credit, business credit cards, and wealth management, as well as business term, SBA, and commercial real estate loans. Find out more about their small business offerings on their website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
Best Business Checking Account for Small Businesses
Want to know which bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top options.