GoKapital, Inc. is a private hard money lender that offers business loans and real estate financing to investors nationwide. It has been in business since 2013 and serves different industries, including healthcare, transportation, restaurant, and construction. In this article, we cover GoKapital, Inc. reviews and rates. Ready to get started? Apply now.
2150 Coral Way Suite 1 Miami, FL 33145
GoKapital, Inc. Rates & Terms
The GoKapital, Inc. rates and terms cover loan amounts that range from $150,000 to $50 million, interest rates that start at 7%, and an LTV of up to 80%. It can fund loans in as early as three to seven days, with loan terms of up to 10 years.
|Types of Properties|
Residential: 1-4 unit non-owner occupied
Multifamily: 5 or more units
Mixed-use: Retail and apartments
$150,000 to $50,000,000
60% to 80% of the purchase price
Information not available
7% to 14% (final rate will depend on the strength of your application)
No upfront fees
12 months to 10 years
At least 20% to 40% down payment
Two years of business and/or personal tax returns
Four months of business and/or personal bank statements
Copy of credit report
A credit score of 620 or more (some exceptions apply)
Rent roll if you have multiple income-producing units
Cash reserves of about 10%
Reasonable existing income
Reasonable net worth
Typical Time to Funding
Three to seven days
Other Financing Available
Small business loans
Merchant cash advances
Business line of credit
Unsecured business loans
Real estate loans
Foreign national loans
*Exceptions may be granted. Lender information is updated often. However, exact lender terms may have changed.
Top GoKapital Inc. Alternatives
Browsing lenders with a no credit score or paperwork application
Evaluating every type of business funding option available based on an online application
SBA loans and term loans with an online application and long repayment terms
Equipment financing broker with a low minimum credit score requirement
Revenue based financing for tech startups
Which Hard Money Lender is Right for You?
Summary of GoKapital, Inc. Reviews
We compiled online GoKapital, Inc. reviews and found that it has an A+ Better Business Bureau (BBB) rating and generally positive reviews online. Customers who left reviews commended its fast loan approval, and many appreciate its professional and helpful customer service staff, who helped them in every step of the lending process.
States Currently Lending In
About GoKapital Inc.
GoKapital, Inc. provides real estate financing and business loans nationwide. With an easy approval process and quick funding, you can qualify for a variety of real estate loan programs such as money loans, fix-and-flip financing, commercial real estate loans, rental investment loans, foreign national loans, cash-out refinancing, reverse mortgages, and more. GoKapital also offers unsecured business loans, merchant cash advances, lines of credit, and equipment leasing to businesses. It has an A+ rating with the BBB. Let GoKapital save you the time and hassle of getting approved for a loan. Contact GoKapital today.