Insurance321 Pros and Cons
Provides online quotes
Does not provide online bill payments and claims processing options
Has a large network of insurance carriers
Lack of online reviews to support reputation
Offers a variety of coverage
Not so informative website and no in-person support
Who Insurance321 Is Best For
- Business owners looking for a convenient way to shop for insurance: While Insurance321 does not directly sell policies, it does work with a large network of insurance carriers that can specialize in your type of business. It pairs you up with its trusted agents to ensure that you get the right coverage for your business at the best price possible.
Insurance321’s costs are not published on its website, and since it is only an insurance marketplace, your commercial insurance premiums and fees will depend on your chosen carrier’s pricing criteria.
If you wish to get started, you may request a quote on its website, or you may call one of its representatives directly at 234-230-6321. The company claims that it can provide quotes in as quickly as 4 minutes.
Insurance321 Alternatives 2020
Business Insurance Broker
New business owners who want expert advice to help determine the coverage they need
Sole proprietors and microbusinesses that need general liability and professional liability insurance
Ecommerce businesses looking for cyber liability insurance and cybersecurity resources
Small business owners who want transparency about extra fees
Tech-savvy business owners who prefer to easily manage their policies online
Contractors who see declines because of high-risk operations
Technology-based businesses that need coverage within 48 hours
High-growth businesses that want directors & officers insurance for investors and their board
Insurance321 makes shopping for insurance simple and convenient. It aims to meet the unique needs of each business by providing useful features like the ones listed below.
Varied coverages and nationwide availability
Because of its large network, it has a long list of insurance types available for different kinds and sizes of businesses. Its connections with different providers also make it possible for Insurance321 to cater to business owners from almost every state—making it a good place to start if you are not sure what type of coverage to choose yet.
Convenient and fast quotes
Insurance321 states on its website that it can provide quotes in just a matter of minutes. This is best for busy business owners and entrepreneurs who do not want to spend most of their time searching and comparing policies. It also has insurance experts who can make carrier recommendations based on your business profile.
Supports multiple industries
The company prides itself on successfully connecting businesses from different industries to insurance providers that best fit them. Some of the sectors it specializes in include construction and contracting, retail, restaurants and food services, professional services, technology, automotive, wholesale, distribution, manufacturing, and personal services.
Most Helpful Insurance321 Reviews
As of this article’s writing (July 20, 2020), there are very few Insurance321 reviews available online. Most of these reviews speak positively about its knowledgeable insurance experts and fast business insurance quotation. If you are a past or current Insurance321 client, please leave a review to help other business owners decide whether to work with the company.
Insurance321 Frequently Asked Questions (FAQs)
Every business situation is unique, and small business owners should seek out answers before selecting an insurance provider. We’ve gathered some of the most commonly asked questions about Insurance321 below and answered them.
How long does it take for me to get coverage through Insurance321?
While it can provide quotes in just a matter of minutes, the specific time to get an insurance policy through Insurance321 varies, depending on your industry, business size, and chosen provider.
How does the whole process work?
The process begins with you submitting a quote request on its website. Then, an Insurance321 expert will get in touch with you to gather more information about your business. After that, you will be connected to commercial insurance agents and carriers that match your business needs based on the information you provided. Finally, you will choose a provider that best fits your criteria and will take care of your coverage moving forward.
Does Insurance321 have a physical office?
No, it operates entirely online, so you can only get in touch with its representatives either by phone or through its website.
Our Top Business Insurance Provider Picks
In case you still are not sure if Insurance321 is right for you, then this article on the best small business insurance companies is a review of our top choices. In this guide, we reviewed several providers and narrowed them down to our top picks based on key criteria like coverage types, customer service, and pricing.