NBT Bank has more than 150 branches in New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, and Maine. It offers business savings and checking accounts, lending, cash management, cards, payment services, investments, insurance, and more. We compiled NBT Bank reviews and found that it has an A+ Better Business Bureau rating.
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NBT Bank Business Checking Rates & Fees
|Monthly Fee||No monthly fee|
|Minimum Balance Requirement||No minimum balance requirement|
|Transaction Fee||350 free items per month; 50 cents each thereafter|
|Wire Transfer Fee||Incoming (domestic/international): $15|
Outgoing (domestic): $20 to $25
Outgoing (international): $50
|Cash Deposit Fee||Information not available|
|Overdraft Fee||$35 each|
$5 daily continuous overdraft fee, beginning on the eighth day, it is assessed each consecutive day the account remains overdrawn
|ATM Fee||Non-NBT Bank transaction fee:|
$0.50 per balance inquiry
$0.50 per fund transfer
$1.25 per withdrawal
NBT Bank Network
NBT Bank operates more than 150 branches in six states: New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, and Maine. You may view its branch locator to check which locations are closest to you.
NBT Bank Additional Business Banking Services
NBT Bank also offers the following business services: savings and money market accounts, credit cards, wealth management, commercial mortgages, Small Business Administration (SBA) funding, lines of credit, and other business loan options. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Small Business Administration (SBA) Loans||✓|
|Commercial Real Estate Loans||✓|
Best Business Checking Account for Small Businesses
Want to know what bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top options.