Payline Data is a payment gateway that provides solutions for in-store, online, and mobile payment processing. Its features include shopping cart integrations, subscription billing, chargeback prevention, and an account updater. Its fees start at $10 per month plus 10 cents and 0.2% per transaction, and it’s best for merchants who accept a variety of credit cards and support multiple payment methods.
Payline Data Pros and Cons
Ease of use
Additional cost for a virtual terminal
Who Payline Data Is Best For
- Those who cater to a diverse pool of customers—and offer their products and services in both physical and online stores—may benefit from Payline Data’s competitive rates for Visa, Mastercard, AMEX, and Discover debit and credit card transactions.
Payline Data Pricing
Payline Data’s pricing depends on how a payment is executed (swiped or not present), and it starts at $10 per month plus 10 cents and 0.2% per transaction. Fees are further affected by average transaction amount and monthly processing volume—both of which may be calculated through a form on the provider’s website.
Card Transaction Types
Fees Per Transaction
Swiped In Person
10¢ + 0.2%
20¢ + 0.3%
Under Payline Data’s interchange-plus pricing, there are additional processing fees that vary between Visa, AMEX, Mastercard, and Discover cards. There is also a minimum monthly processing cost of $25 and an additional $10 per month for a virtual terminal.
Payline Data Alternatives 2020
Payline Data Features
The company provides merchants with a single platform to process in-store, online, and mobile credit card payments. Let’s take a look at some of Payline Data’s features below.
Ecommerce solutions: Its gateway payment processing gives you access to over 175 online shopping cart integrations and a QuickBooks integration for accounting needs.
In-store and mobile solutions: A combination of point-of-sale (POS) systems, countertop card readers, and multiple mobile payment processing solutions for any location.
Subscription billing: Payline Data offers traditional (single cardholder), expanded (unlimited number of cardholders), and modifiable recurring billing options (up to 50,000 transactions in 90 minutes or less).
Chargeback prevention: This feature is offered in partnership with Verifi and its Cardholder Dispute Resolution Network (CDRN), which provides you with real-time customer-initiated dispute data, quick dispute notifications, and comprehensive fraud prevention coverage.
Payline medical: This is a Health Insurance Portability and Accountability Act (HIPAA)-compliant option if you’re processing card payments in the healthcare industry.
Data security: Payline Data ensures that sensitive information is protected with Payment Card Industry (PCI)-compliance, an account updater for securely updating customer data, and a customer vault for keeping encrypted cardholder information.
Summary of Payline Data Reviews
As of this article’s writing (May 25, 2020), there are very few up-to-date Payline Data reviews online. However, some users said that the software is very cost-effective and easy to use and that the provider has a helpful customer support team. If you are a past or current Payline Data customer, then leave a review to help those who are deciding whether or not to use the software.
Payline Data Frequently Asked Questions (FAQs)
Which third-party applications does Payline Data integrate with?
The provider’s integrations include the following software: QuickBooks, Magento, Shopify, Wix, WooCommerce, BigCommerce, PrestaShop, OpenCart, 3dcart, and Volusion.
Can I process automated clearing house (ACH) payments?
Yes, you can.
How long before funds are deposited?
Payline Data deposits to your account in one to two days.
Our Top Payment Gateway Picks
If you aren’t sure if Payline Data is right for you, then this article on the best payment gateways is a review of our top choices. Our team looked at a variety of solutions and narrowed our recommendations down based on the fees, security, ease of use and set up, sales channel served, and features among others.
Disclaimer: The following information was provided by Payline Data and does not necessarily reflect the views of FitSmallBusiness.com.
What is Payline Data?
For businesses that need fresh, flexible and friendly payment processing solutions, Payline offers industry-leading technology and products. Our omnichannel solutions provide options for businesses across all industries and sizes—from startups to Fortune 500’s—tailored to suit your individual needs.
Payline is headquartered in Chicago, IL and built on a foundation of providing opportunities for employees and customers to achieve their greatest potential.
Payline Data News & Activity
With Payline‘s gateway payment processing, you can seamlessly integrate with a growing list of 175+ Online Shopping Cart Integrations. It’s the perfect solution for accepting credit, debit and electronic payments online.
Payline Data Customer Service
Payline Data provides customer service and support through email and a phone line that’s available from 6:00 AM until 9:00 PM (CST), Monday through Friday.
You’ll find a handy FAQ on the company’s website. For developers, there’s also an extensive API Reference available online that will be invaluable in integrating Payline’s payment platform with your customers’ websites.