People’s Bank Texas has 11 branches in Texas and more than 16,000 surcharge-free ATMs nationwide through their MoneyPass network. Their small business offerings include business savings and checking, business loans, and SBA loans. They have an A+ rating from the Better Business Bureau and generally positive reviews online.
People’s Bank Texas Business Checking Rates & Fees
|Monthly Fee||No monthly fee|
|Minimum Balance Requirement||No minimum balance requirement|
|Transaction Fee||500 free monthly transaction items (the account may be converted to another checking product if transaction exceeds 500)|
|Wire Transfer Fee||Domestic: $20|
|Cash Deposit Fee||Up to $10,000 free currency deposit per month|
|Overdraft Fee||Information not available|
|ATM Fee||Non-network ATM transactions: $2.00 each|
People’s Bank Texas Network
People’s Bank Texas has 11 branch locations in Texas. They also offer their customers access to more than 16,000 surcharge-free ATMs through their MoneyPass network. You can use their branch locator to see which locations are closest to you.
People’s Bank Texas Additional Business Banking Services
People’s Bank Texas also offers the following business services: business savings and money market accounts, business and SBA loans, and commercial real estate financing. They currently do not offer business credit cards, business lines of credit, and wealth management services. Find out more about their small business offerings on their website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Commercial Real Estate Loans||✓|
|Business Line of Credit||x|
|Business Credit Cards||x|
Best Small Business Business Checking Account
Want to know which bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top six options.