PNC Bank operates in 20 states, including the District of Columbia (Washington, D.C.), with 2,459 branches and 9,051 ATMs. Their business offerings include business checking and savings, lending services, industry solutions, merchant services, and more. They have an F BBB rating, and a mix of negative and positive reviews online.
PNC Bank Business Checking Rates & Fees
$10 per month. To avoid this fee:
Maintain $500 average monthly collected balance
Use a linked business credit card to make a minimum of $500 in eligible purchases in the billing cycle ending immediately prior to the date the monthly account maintenance fee is to be assessed to the checking account
Maintain a PNC Merchant Services account and generate a minimum of $500 in qualifying monthly processing deposits.
|Minimum Balance Requirement|
$500 average monthly collected balance
Free for first 150 transactions, $0.50 per transaction thereafter
Wire Transfer Fee
Incoming (Domestic): $12.50
Incoming (International): $20
Outgoing (Domestic): $78
Outgoing (International) - $100 USD Minimum amount: $110
|Cash Deposit Fee||Free for the first $5,000, $0.25 per $100 additional cash deposit|
|Overdraft Fee||$36.00 per item, maximum of 4 items per day|
ATM Transaction Fee at non-PNC Bank ATMs:
In the United States, Canada, Puerto Rico, and the U.S. Virgin Islands: $3.00 each
In all other countries: $5.00 each
PNC Bank Network
PNC Bank consumers can take advantage of more than 2,600 PNC branches and 9,000 ATMs across 20 states. You can use their branch locator to see what locations are closest to you.
PNC Bank Additional Business Banking Services
PNC Bank also offers the following business services: online & mobile banking, savings & money market accounts, business and other types of loans, wealth management, and more. Find out more about their small business offerings on their website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
Best Small Business Business Checking Account
Want to know which bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top 6 options.