Progressive Commercial is a small business insurance company that offers insurance products for business-owned automobiles and trucks, as well as many standard business policies. It provides users with access to an online quotation tool and a mobile app. In this article, we cover Progressive Commercial reviews and pricing.
Progressive Commercial Pros and Cons
Insures almost all types of cars and trucks
Outsources a number of other business policies to a broker
Simple online application and policy management
Mobile app has limited functionality for business policies
Offers instant quotes and multiple discounts for commercial auto
Who Progressive Commercial Is Best For
- Businesses that own vehicles: Progressive Commercial is a leader for auto insurance. It’s financial strength and experience in creating auto policy means it can provide quality coverage, pay claims, and offer discounts other auto insurance carriers can’t.
- For-hire truckers: Not only is Progressive Commercial a national carrier that offers truck insurance, but its representatives can help for-hire trucks with state and federal filings.
- Food trucks: Again, Progressive Commercial’s depth of experience in auto coverage gives them an edge over many other carriers. This is particularly helpful for food truck owners who have complicated exposures.
Progressive Commercial Pricing
Progressive Commercial prices are based on the policy, its coverage limits, and details about the business like location and claims history. The company doesn’t publish prices on its website but lists the average cost of its commercial auto insurance at $184 per month. Business owners may get a quote through its online tool or via an independent insurance agent.
Ready to get started with Progressive Commercial? Get a quote.
Progressive Commercial Alternatives 2020
(Best overall) Industry-leading customer care and specialized packages at competitive prices
Home-based business owners looking for affordable coverage
Small- to midsized businesses that want help with risk management
International coverage for business transactions and trips
Technology businesses seeking errors & omissions insurance that includes cyber liability
Manufacturing companies that need small business insurance plus industry-specific coverage
Professional liability coverage added to a business owner’s policy (BOP)
Liquor stores and restaurants that need liquor liability included in their BOP
Startups, particular tech companies that need management liability insurance immediately
Progressive Commercial Features
Progressive Commercial is one of the few carriers with a robust online presence that allows business owners to get quotes and file online claims quickly and easily. Plus, the company offers a laundry list of discounts that help business owners save money. Below is a list of some of its most notable features.
Online Quoting Platform
Many carriers claim to offer online quotes, but their platform often returns contact information for an agent. Progressive Commercial, on the other hand, offers a simple application that results in instant quotes in just seconds after submission.
Online Claims Reporting
Progressive Commercial’s claims reporting is fast, efficient, and available 24/7. Once a claim is filed, policyholders can track its progress online too. Additionally, policyholders who use an auto shop in the Progressive network get a lifetime warranty on repairs.
Commercial Auto Discounts
Commercial auto policyholders may be able to claim up to eight different discounts. Perhaps the most enticing of these is the package discount for carrying either a business owner’s policy or general liability and commercial auto. The average policyholder gets 10% of its commercial auto premium but may earn up to 15% off.
Progressive Commercial Reviews
As of the date that this article was written (April 2020), there are very few positive or negative online reviews for Progressive Commercial. Most reviews are for the company’s better-known personal lines carrier, Progressive. If you are a past or current Progressive Commercial customer, leave a review to help other business owners who are deciding whether or not to use the company.
Progressive Commercial Frequently Asked Questions (FAQs)
Every business situation is unique, and small business owners should seek out answers before selecting an insurance provider. We’ve gathered some of the most frequently asked questions about Progressive Commercial below and answered them.
Does Progressive Commercial offer discounts?
Progressive Commercial currently offers eight discounts. These include discounts for having a commercial driver’s license, having more than three years of business experience, maintaining continuous coverage, combining business auto with general liability, paying in full, using electronic funds transfer (EFT), and insuring your personal vehicles with Progressive. Additionally, for-hire truckers can get up to 3% off for using the company’s electronic logging device.
What types of payment does Progressive Commercial accept?
Progressive Commercial accepts payments made through PayPal, electronic checks, and major credit cards.
What information do I need to get a commercial auto insurance quote?
Business auto insurance providers like Progressive Commercial typically want driver’s license numbers and basic driving records for any employee who drives your business-owned vehicles. You will also need the vehicle identification number (VIN) for each vehicle.
Our Top Business Insurance Provider Picks
In case you still are not sure if Progressive Commercial is right for you, then this article on the best small business insurance companies is a review of our top choices. In this guide, we reviewed dozens of providers and narrowed them down to our top picks based on key criteria like coverage types, customer service, and pricing.