United Community Bank has 150 branches and ATMs throughout Georgia, North Carolina, South Carolina and Tennessee. Additionally, it provides its clients access to 140 United Community Bank ATMs and thousands of Publix Presto! ATMs nationwide. Its offerings include business savings and checking accounts, lending, treasury management, investments and business planning. It has an A+ rating from the Better Business Bureau and generally positive reviews online.
United Community Bank Business Checking Rates & Fees
|Monthly Fee||No monthly fee|
|Minimum Balance Requirement||No minimum balance requirement|
|Transaction Fee||250 free items per month, $0.40 per item after 250|
|Wire Transfer Fee||Incoming (domestic / international): $14|
Outgoing (domestic): $12 - $30
Outgoing (international): $50
|Cash Deposit Fee||$10,000 ($0.15 per $100 thereafter)|
|Overdraft Fee||$36 per item (maximum of $288 each day)|
|ATM Fee||No fee for United Community Bank and Presto! ATM usage|
United Community Bank Network
United Community Bank has more than 150 banking locations throughout Georgia, North Carolina, South Carolina and Tennessee. It also has 140 United Community Bank ATMs and thousands of Publix Presto! ATMs nationwide. You can use its branch locator to see which locations are closest to you.
United Community Bank Additional Business Banking Services
United Community Bank also offers the following business services: business savings and money market accounts, credit cards and business lines of credit as well as business, Small Business Administration and commercial real estate loans. Currently, it doesn’t offer wealth management. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
Best Business Checking Account for Small Businesses
Want to know what bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top 10 options.