USAePAy Pros and Cons
Compatible with iOS and Android
Requires a separate merchant service account
Offers business management tools
Only available through resellers
Level 1 PCI compliance
Outdated hardware options
Who USAePay Is Best For
- Ecommerce businesses of all sizes: It offers a full suite of secure payment capabilities (such as e-check, over-the phone, and credit and debit payment processing) that works best for businesses that regularly accept payment online.
USAePay’s pricing information is not readily available on its website. Similar services charge $50 to $100 for payment gateway set up plus a monthly gateway fee that ranges from $20 to $25 per month. Additionally, providers may charge transaction fees that cost around 5 cents per transaction.
Interested users may contact USAePay’s sales team for more details on its fees and services.
USAePay Alternatives 2020
USAePay enables owners to manage their business from a single account with capabilities that go beyond payment processing. Check out the list below of some of USAePay’s features:
- Mobile payment
- Virtual terminal
- POS integration
- Customer data management tools
- Inventory management tools
- PCI compliance
- Bluetooth printer and card reader compatibility
Summary of USAePay Reviews
As of this article’s writing (July 24, 2020), there are no up-to-date USAePay reviews online. If you are a past or current USAePay customer, then leave a review to help others who are deciding whether or not to use the software.
USAePay Frequently Asked Questions (FAQs)
Can Brick-and-Mortar businesses also use USAePay?
Yes, they can. USAePay provides retail business solutions that enable you to integrate your POS software with its payment gateway. It also offers retail business management features such as inventory and customer management tools.
When would I use the PostAuth option?
PostAuth is used for offline transactions. Any transaction that did not originate from the gateway can be posted in the PostAuth tab. This commonly applies to “Voice Authorization” transactions that need to be posted in order for the money to be transferred into your account.
What is “Merchant Console”?
Merchant Console is USAePay’s virtual terminal that allows you to accept card-present, wired, swiped, and contactless transactions from your laptop or desktop.
Our Top Payment Gateway Picks
If you aren’t sure if USAePay is right for you, then this article on the best payment gateways for small businesses is a review of our top choices. Our team looked at a variety of solutions and narrowed our recommendations down based on the fees, security, ease of use and set up, sales channel served, and features among others.